FAQ

The Fund offers the following types of Financial Assistance:

  1. Student loans: 

This financial assistance covers tuition fees, transportation, textbooks and accommodation. The loan is repayable to the Fund upon completion of study and secured employment.

  1. Scholarships:

A scholarship can be granted on full or partial basis and is non-repayable.

For a full scholarship the Fund will cover full tuition, registration fees, textbooks and living expenses.

For a partial scholarship the Fund will cover full tuition, registration fees and textbooks. Living expenses should be catered from a different source.

Between December and March each year.

NSFAF website (www.nsfaf.fund) as well on distributed brochures and flyers available at 14 regional offices country-wide. Mobile teams will visit different centres between December and March to assist potential applicants.

31st March each year. Applications submitted after the closing date will not be considered.

Through an applicable application tile on NSFAF website (www.nsfaf.fund).

Certified copies of the following are required:

  1. Namibian citizenship
  2. Full birth certificate
  3. Namibian Identity Card (ID)
  4. Grade 12 Statement of results
  5.  ID of parents/guardians
  6. Proof of parental income. In the absence of proof of income or if unemployed, a sworn declaration must be made before a Commissioner of Oaths by parent(s) or guardian(s) themselves. This requirement is only for financial assistance purposes and has nothing to do with matter of maintenance.
  7. Proof of income for employed applicants.
  8. Proof of admission or registration from Institutions of Higher Learning / VTCs.
  9. Offer letters or notice of provisional admission for studies at foreign or SADC institutions.
  10. Mature age entry certificate. This is only applicable to students at local Institutions of Higher Learning.

Certified copies of the following are required:

  • 25 points in Grade 12 in five subjects, with an F symbol in English in Namibia.
  • 30 points in Grade 12 in five subjects, with an E symbol or better in English for study at Regional / International institution.
  • 35 points in Grade 12 in five subjects, with an E symbol or better in English for study towards Engineering and Medicine at Regional / International institution.
  • Post-Grade 12 qualification evaluated at NQF Level 5 with 20 points in Grade 12 in five subjects, with an F symbol in English.
  • 22 points in six subjects at Grade 10 level for vocational training programme.
  • Mature age entry certificate and 23 of age.

Certified copies of the following are required:

  • RUSSIA: Peoples' Friendship University, First Moscow State Medical University and Saint Petersburg Engineering Academy,
  • UKRAINE: O.O. Bogomolets National Medical University, Vinnitsa National Medical University and Kharkiv National Medical University,
  • INDIA:  JSS University and Oxford Nursing College.
  • CHINA: only for postgraduate and research students.

Notification through SMS and email. Please ensure that you provide valid cellular phone number and email address.

Between January and August each year.

Students registered with a recognized VTC are automatically funded.

Yes, provided that one meets the NSFAF requirements and the programme of study is in line with the diploma that was previously funded.
No, if the programme of study is not in line with the previous qualification. In such a case, students are required to apply afresh for financial assistance for the new degree programme.

Between December and March each year.

Yes, provided that you meet all requirements for funding and the programme of study is in line with the undergraduate field that was previously funded.

Priority Field of studies are published annually for the purpose of granting financial assistance. The list below was approved by the Minister of Higher education for 2017 and will be updated for the 2018 application.

HIGH PRIORITY FIELDS

MEDIUM PRIORITY FIELDS

LOW PRIORITY FIELDS

  • Education:
    • Early Childhood
    • Pre-Primary
  • Science Education:
    • Mathematics
    • Physical Sciences
  • Secondary Education
  • TVET Instructor
  • Engineering:
    • Mechanical
    • Electrical
    • Electronic
    • Civil
    • Mining
  • Computing and Communications
  • Law
  • Agriculture/Fisheries including:
    • Crop and livestock
    • Marine Biology
    • Food Science and Technology
    • Agriculture/Fisheries Technologies
  • Computer Sciences and Technology
    • Software design and development
    • Hardware and Networking
    • Data Management and Cyber-Security
  • Environmental Sciences
  • Sport Sciences
    • Coaching
  • Quantity Surveying
  • Applied Sciences
    • Statistics
    • Mathematics
    • Robotics and Automation
    • Mechatronics
  • Innovation Management
  • Research Management
  • Forensics
   
  • Criminology
   
  • Architecture
  • Land Management and Surveying
  • Forestry
  • Office Administration
  • Tourism and Hospitality
  • Logistics
  • Management Science:
    • Financial Management and Accounting
  • Operational and Strategic Management
  • Governance and Leadership
  • Public Administration/Management
  • Personnel or Human Resources Management
  • Information Sciences:
    • Librarians
    • Archivist
 
  • Chemical Sciences
  • Hydrology and Water Management
  • Health Sciences:
    • Medicine
    • Pharmacy
    • Dentistry
    • Nursing
    • Allied Health Sciences
  • Urban and Rural Planning
 
  • Psychology
  • Social Work
 
 
  • Pilots
 

HIGH PRIORITY FIELDS

MEDIUM PRIORITY FIELDS

LOW PRIORITY FIELDS

  • Education:
    • Early Childhood
    • Science Education, Mathematics, Physical Sciences
    • Secondary Education
  • Engineering:
    • Mechanical, Electrical, Electronic
    • Civil and Structural
    • Mining
    • Computing and Communications
  • Law
  • Valuation
  • Agriculture
    • Veterinary Sciences
    • Food Science and Technology
  • Computer Sciences and Technology
    • Satellite Science and Technology
    • Software Design and Development
    • Data Management and Cyber-Security
  • Environmental Sciences
  • Sport Sciences
    • Coaching
    • Physical Education
  • Actuarial Sciences
 
  • Forestry
  • Forensic Phycology
  • Land Management and Surveying
  • Office Administration
  • Health Sciences
    • Paediatric Surgery
    • Pathology
  • Management Sciences
    • Chartered Financial Accounting
    • Operational and Strategic Management
    • Governance and Leadership
  • Public Administration/Management
  • Personnel or Human Resources Management
  • Indigenous Knowledge
 
  • Chemical Sciences
  • Tourism and Hospitality
  • Health Sciences
    • Pharmacy
    • Nursing
    • Allied Health Science
  • Urban and Rural Planning
  • Forensics
  • Psychology
  • Social Work
 
  • Hydrology and Water Management
 
  • Disaster Management
   
  • Climate Research

HIGH PRIORITY FIELDS

MEDIUM PRIORITY FIELDS

Diesel/Petrol Mechanics

Welding and Coded Welding

Electrician

General Construction (Bricklaying/Plastering)

Crane, Hoist and Lift Operator

Forklift Driving

Heavy Plant Operator

Carpentry/Joinery

Hospitality and Culinary Arts

Boiler Maker

Travel and Tourism (Hospitality)

Painters

Spray Painting

Fitter and Turner

Auto-Mechanics

Engineering

Mine Surveying

Food Production

Logistics

Construction Carpentry

IT Security

Road and Transport

Manufacturing: Joinery and Cabinet Making

Construction Management

Boil Maker

Sport Management

Metal Fabrication

Environmental Education and Protection

Verti-Culture (Making wine)

Plumbing Technology

Agriculture

Industrial Engineering

Clothing Production

Computer Aided Design

Art and Design

Computer Maintenance

Music

Cyber-Security

Game Technology

 

Electrical Construction (light/current/heave current)

 

Wood Technology and Wood Production

Engineering

 

Three-Dimension Design

 

Welding Engineering

 

Water Engineering

 

On submission of proof of registration, a certified copy of the previous year's academic records and receipt of a valid invoice from the institution of high learning.

No, the fund does not pay for repetition, but will re-activate the funding once one has progressed and submitted proof to that effect.

Yes, provided that your application for change is approved.

No, NSFAF will only cover the amount as per approved rates and as indicated on the award letter. Students should find other means to cover the shortfall.

A return flight ticket may be issued, provided that such internship is an integral part of the curriculum leading to graduation.

All loans are repayable upon completion and gainfully employed.

Within six months of completing studies and secure employment. If a student cannot find employment, he/she may postpone repayment by notifying NSFAF in writing.

By providing the Fund with the following information:

-    Complete contact details, indicating postal and residential addresses including actual and permanent residence;

-    Details of his/her employer and employment status;

-    Student's consent to the Loan/Grant agreement for loan deductions after the completion or cancellation of studies;

-    Any change in contact details, employment status and details of his/her employer.

Contact details for NSFAF Regional Offices are as follows

 REGION

NAME and SURNAME

CONTACT NUMBER

EMAIL ADDRESS

PHYSICAL ADDRESS

1. Omaheke

 

 

 

 

Ms. Johanna Araes

 

 

 

 

081 116 655 24

062-577600(f)

P/Bag 2004

Gobabis

 

Johanna.Araes@nsfaf.na

 

 

 

 

Omaheke Regional    Council

Directorate of Education

Cnr President & Kameelboom Street

1st Office Block

Gobabis

2. Hardap

 

 

 

 

Mr. Nico. A. Isaaks

 

 

 

 

Tel:063-245733

Fax:0886557183

Cell:0811664532

P/Bag 2122

Mariental

 

Nico.Isaacks@nsfaf.na

 

 

 

 

Hardap Regional Council

Directorate of Education

Dr. Sam Nujoma Avenue

Special Education Office Block (Middle Office Block)

Mariental

3. Oshana

 

 

 

 

Mr. Warde. Warde

 

 

 

 

065-230057

065-230035(f)

Cell:0813052607

P/Bag 5550

Oshakati

 

Warde.Warde@nsfaf.na

 

 

 

                               

Ongwediva Teachers Resource Centre

Hifikepunye Pohamba Campus

Oshakati Main Road (B1 Road)

Ongwediva

4. Oshikoto

 

 

 

Mr. Augustino Immanuel

 

 

0811665454

065-281965(f)

Cell:0812262317

P/Bag 2028

Ondangwa

Immanuel.Augustino@nsfaf.na

 

 

 

Oshikoto Regional Council

Directorate of Education

Simataa Street

Ondangwa

5. Ohangwena

 

 

 

 

Mr. Erkki Mengela

 

 

 

081 125 2372

065-29054 (f)

P/Bag 88005

Eenhana

 

Erkki.Mengela@nsfaf.na

 

 

Ohangwena Regional Council

Directorate of Education

Eenhana

 

6. Otjozondjupa

 

 

 

Ms. Rhiana Hoebes

 

 

067-308009

067-304871(f)

Cell:0811495788

P/Bag 2618

Otjiwarongo

Rhiana.Hoebes@nsfaf.na

 

 

 

Otjozondjupa Regional Council

Directorate of Education  

7. Erongo

 

 

 

Mr. Vincent Nakuta

 

 

064-4105167

064-4105158(f)

P/Bag 5024

Cell:0811495410

Swakopmund

Vincent.Nakuta@nsfaf.na

 

 

 

Erongo Regional Council

Directorate of Education

Tobias Hainyeko Street

Swakopmund

8. Omusati

 

 

 

Ms. Johanna Munyandi

 

 

065-251700

065-251722

Cell:0811665907

P/Bag 529

Outapi

Johanna.Munyandi@nsfaf.na

 

 

 

Omusati Regional Council

Directorate of Education

Outapi

 

9. //Karas

 

 

 

Ms. Denise Kamolokamwe

 

 

 063-227072

063-227071(f)

Cell:81149 5438

P/Bag 2160

Keetmanshoop

Denise.Kamolokamwe@nsfaf.na

 

 

 

//Kharas Regional Council

Directorate of Education

Wheeler Street

Keetmanshoop

10. Kavango

 

 

 

 

Mr. Josef Homateni Nangolo

 

 

 

066-255936

066-255814

P/Bag 2143

Rundu

 

Joseph.Nangolo@nsfaf.na

 

 

 

 

Rundu Teachers Resource Centre

                                    Dr Romanus Kamupngu Street

                                   Rundu 

 

11. Zambezi

 

 

Mr. Romeo Simataa

 

066-252448

066-253187

P. O. Box 81

Katima

Romeo.simataa@NSFAF.na

 

 

Zambezi Regional Council

Soweto Street

Katima Mulilo Circuit

12. Kunene

 

 

 

 

Ms. Linda Haipinge

 

067-305000

067-332226

Cell:0811665240

P/Bag 2007

Khorixas

Linda.Haipinge@nsfaf.na

 

 

 

 

Kunene Regional Council

Directorate of Education

Khorixas

 

13. Khomas

 

 

 

Mr. Stanley Mbatira

 

 

 

061-420600

F:061-233940

Cell:0811664681

P.O. Box 23053

Windhoek

Stanley.Mbatira@nsfaf.na

 

 

 

NSFAF

Werner List Street

Gutenberg Platz (Ground Floor)

Windhoek

 

Since salaries differ, the amount of the regular deductions will also differ; obviously, the larger the payments, the sooner the loan will be repaid.

The Fund's Head Office is located at the United Africa Group building in Gutenberg Platz, P.O. Box 23053, Windhoek, Tel: + 264 61 420 681/4, Fax: +264 61 233940, Email address: studentsrelations@nsfaf.na (see above table for regional officers contact details)

1. Do students have to pay the money back after completing their studies?

Yes, if it was a loan. For the Income Contingent Loan, the repayments start when the individual is employed. By paying back your NSFAF study loan, you are paying it so that the Fund will be able to assist someone else who needs it just as much as you did.

2. When am I expected to repay my student loan?

  • The time required to start repaying is within six months of completing studies. If a student cannot find employment, it is possible to postpone repayment; in such a case, the request for postponement of repayment must be made to the Board of NSFAF in writing.
  • Immediately once the beneficiary has secured employment and earning a taxable amount
  • When the student has not completed their studies and thus committed breach of contract

3. What is the process of paying back a loan?

The student must consult with NSFAF and provide the Fund with the following information:
  • Complete contact details, indicating postal and residential addresses including actual and permanent residence;
  • Details of his/her employer and employment status;
  • Student's consent to the Loan/Grant agreement for loan deductions after the completion or cancellation of studies;
  • Any change in contact details, employment status and details of his/her employer.
  • Also Refer to NSFAF Student Loans Repayment Guide

4. How often do you send Loan statement?

Statements are send via emails once each month.

5. What are the modes of repayment?

Direct Bank Deposits
Salary Deductions
Electronic Funds Transfer
Debit Orders

BANK DETAILS:

  • Account Name: NSFAF
  • Account number: 800 484 589 4
  • Branch Code: 482 172
  • Bank Name: Bank Windhoek

6. How do I pay my loan from abroad?

If the beneficiary resides abroad, he/she can pay by Electronic Funds Transfer into NSFAF Recovery Account and email proof of payments to the respective consultant dealing with his or her account.

7. What happens if I default?

The loan is charged a compounded interest. Therefore when one defaults they suffer a compound interest charged on the account.

8. Can you clear in one instalment?

Yes, One can make the loan settlement at an instalment procedure

9. Does NSFAF charge ledger fees?

There are no ledger fees charged on all NSFAF student loans.

10. What happens when I clear my loan?

You will be issued with a Redeemed Letter/certificate of clearance.

11. What happens if I overpay?

NSFAF shall refund the overpayment.

12. What if I die before clearing my loan?

NSFAF can waive the loan upon request from your next of kin. The request should be in writing and substantiated with a certified copy of the death certificate.

13. What happens if I change employers?

If the beneficiary was paying through employer's deduction, a new arrangement can be made with the new employer for the salary deduction to continue. If the beneficiary was paying through other methods like direct deposit, debit orders and EFT the payment shall continue until the loan is redeemed.

14. Loans are not recoverable after six years. Is it applicable in your case?

Loans are recoverable as long as the debtor did not raise a case of prescription. The Prescription Act states 15 years in respect of any debt owed to the state and arising out of an advance or loan of money from the date the loan become payable. Any other loan of money prescribes after 3 years.

15. How do you determine the monthly deduction rate?

There is currently no enforcement policy for a minimum monthly deduction. However, we encourage the debtor to pay an amount covering a portion of the loan capital and interest charged per month. For example if the interest charged on an account is NAD 250, we will encourage the person to pay a minimum of NAD 500 towards loan recovery.

16. Does my employer need authority from me to make loan deductions?

Yes, your employer can only do deductions with the consent of the employee.

17. My employer stopped deductions from my pay what do I do in this case?

Loan repayment is your responsibility. Please keep track of your repayment until completion.

18. When am I eligible to apply for suspensions of loan repayment?

  • When the debtor's annual earnings fall below a taxable income threshold.
  • When the debtor becomes unemployed.
  • When the debtor becomes incapacitated due to medical conditions.
  • When the debtor dies.
  • When debtor goes for further studies without an income.

REMEMBER: It is your legal responsibility to keep in touch with NSFAF and to inform us of any change of address.

For more information, contact us:

NSFAF Head Office
Werner List Street, Gutenberg Platz
P.O. Box 23053, WINDHOEK

+264 61 420 651/658
+264 61 233940
Email address: studentsrelations@nsfaf.na